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Hire Purchase

A vehicle paid on hire purchase allows the total cost to be spread over a period of 2-5 years. It is an extremely flexible finance solution with no limitation on mileage usage and caters to those of us who put down a larger deposit or nothing at all up front.

Finance Example:

  • Price of vehicle: £10000
  • Deposit: £500
  • Term: 48 months
  • Payments £198 per month (plus admin fees / interest / etc).

The example above illustrates the ease in which this finance scheme can be tailored to you, it is important to note that all hire purchase agreements mean that you will own the car outright.

Simply:

  • Choose your Deposit
  • Choose your Term
  • Make your payments

Disadvantages of Hire Purchase agreements:

Whilst Hire Purchase is convenient for those of us hoping to own our vehicle outright, it is a more expensive finance scheme than Personal Contract Purchase. No amount is offset towards the end of your contract and payments are spread evenly. Once your vehicle is three years of age, then you are responsible for MOT expenditure.

To discuss how you can finance one of our approved used cars on Hire Purchase, please visit or contact us using the details below.  If you know the terms and the vehicle you require then you can submit a finance application (using the form below) and we’ll get you started through the process of driving your next car with Charters. It’s just another thing we cheerfully do.

 

, Oxford Road, Reading, Berkshire RG31 6TQ - Phone: 0118 402 4776

Charters of Aldershot Ltd is Authorised and Regulated by the Financial Conduct Authority in respect of insurance mediation activities only. Registered Address: Charters of Aldershot Ltd, 251 Ash Road, Aldershot, Hampshire, GU12 4DD. Registered in England Company Number 00637140

personal-contract-purchase-car-finance-charters-reading

Personal Contract Purchase

Whilst Hire Purchase car finance is popular for vehicle ownership, a growing trend for our customers is Personal Contract Purchase (PCP) at Charters Reading

charters-reading-hire-purchase-car-finance

Hire Purchase

A vehicle paid on hire purchase allows the total cost to be spread over a period of 2-5 years. It is a flexible finance solution with and you own the car

Finance Application

Sales Location

Oxford Road
Reading, Berkshire RG31 6TQ
Phone: 0118 402 4776

Monday08:30 - 18:00
Tuesday08:30 - 18:00
Wednesday08:30 - 18:00
Thursday08:30 - 18:00
Friday08:30 - 18:00
Saturday08:30 - 17:30
Sunday10:00 - 16:00

Serving Reading, Newbury, Basingstoke & the surrounding area with new and used Peugeots and Citroens

Apply for car finance by completing the details below

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About You

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Your 16 digit Driving Licence Number
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Put URL if unsure of make & model

About Your Home

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How long have you lived at this address?

About Your Employment (please enter "none" to fields that don't apply)

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Time with current employer

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Time with previous employer

About Your Payments

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Your Trade in

(Only required if you have a vehicle to part exchange)

Please click "Next" to advance to the final step.

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Charters Group respect your privacy and will not share your information with third parties for their independent use. We would like to stay in touch with you to keep you up to date with our latest product news, marketing services and offers. If you would prefer not to receive future information by either of the methods below, please indicate by ticking the relevant box.
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0118 402 4776

Charters of Reading

Oxford Road
Reading, Berkshire RG31 6TQ

Monday08:30 - 18:00
Tuesday08:30 - 18:00
Wednesday08:30 - 18:00
Thursday08:30 - 18:00
Friday08:30 - 18:00
Saturday08:30 - 17:30
Sunday10:00 - 16:00